{"id":149,"date":"2025-10-20T05:24:13","date_gmt":"2025-10-20T05:24:13","guid":{"rendered":"https:\/\/atxmbastg.wpenginepowered.com\/?page_id=149"},"modified":"2026-02-27T23:33:28","modified_gmt":"2026-02-27T23:33:28","slug":"association-information","status":"publish","type":"page","link":"https:\/\/atx-mba.com\/?page_id=149","title":{"rendered":"Association Information"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_video_mp4=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/bluebonnet_final.mp4&#8243; background_video_webm=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/bluebonnet_final.mp4&#8243; background_video_height=&#8221;450&#8243; background_video_pause_outside_viewport=&#8221;off&#8221; custom_margin=&#8221;0px||||false|false&#8221; border_color_all=&#8221;#0C71C3&#8243; border_color_right=&#8221;#000000&#8243; border_color_left=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;About the Austin Mortgage Bankers Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;150px||||false|false&#8221; custom_padding=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#D6D6D6&#8243; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;0px||0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/austin-texas-usa-2025-03-23-23-54-34-utc_smaller.jpg&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;top_left&#8221; custom_padding=&#8221;|||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_padding=&#8221;100px|200px|100px|200px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/AMBA-updated-logo-transparent-background_rev2.png&#8221; title_text=&#8221;AMBA updated logo transparent background_rev2&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||||false|false&#8221; custom_padding=&#8221;|35px|0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p data-start=\"210\" data-end=\"401\">The <strong data-start=\"214\" data-end=\"260\">Austin Mortgage Bankers Association (AMBA)<\/strong> is a non-profit, professional trade organization dedicated to advancing the mortgage banking industry throughout Austin and Central Texas.<\/p>\n<h4 data-start=\"748\" data-end=\"764\">What We Do<\/h4>\n<p data-start=\"765\" data-end=\"804\">AMBA provides members with access to:<\/p>\n<ul data-start=\"805\" data-end=\"1187\">\n<li data-start=\"805\" data-end=\"917\">\n<p data-start=\"807\" data-end=\"917\"><strong data-start=\"807\" data-end=\"831\">Education &amp; Training<\/strong> \u2013 Timely programs and workshops on mortgage lending, compliance, and market trends.<\/p>\n<\/li>\n<li data-start=\"918\" data-end=\"1058\">\n<p data-start=\"920\" data-end=\"1058\"><strong data-start=\"920\" data-end=\"948\">Networking Opportunities<\/strong> \u2013 Events that connect professionals across all segments of the mortgage and real estate finance industries.<\/p>\n<\/li>\n<li data-start=\"1059\" data-end=\"1187\">\n<p data-start=\"1061\" data-end=\"1187\"><strong data-start=\"1061\" data-end=\"1087\">Advocacy &amp; Information<\/strong> \u2013 Updates on legislation, regulatory shifts, and issues impacting lenders and borrowers in Texas.<\/p>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 data-start=\"1189\" data-end=\"1209\">Why It Matters<\/h4>\n<p data-start=\"1210\" data-end=\"1406\">By fostering collaboration and continuous learning, AMBA helps strengthen the mortgage industry\u2019s integrity and performance \u2014 benefiting professionals, businesses, and the homebuyers they serve.<\/p>\n<p data-start=\"1210\" data-end=\"1406\">\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 data-start=\"1408\" data-end=\"1432\">Join Our Community<\/h4>\n<p data-start=\"1433\" data-end=\"1701\">Membership in AMBA means being part of a respected local network committed to excellence and growth in mortgage banking. Whether you\u2019re an established lender, service provider, or new to the industry, AMBA connects you to the people and resources that drive success.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/site_icon_reverse200x200.png&#8221; title_text=&#8221;AMBA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row module_id=&#8221;Board&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Speakers&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;da9c973f-63c5-4772-bb3d-93dbf257f696&#8243; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#000000 0%|#002665 14%&#8221; custom_margin=&#8221;||-8px|||&#8221; custom_padding=&#8221;||6px|||&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;10&#8243; mobile_menu_bg_color=&#8221;#000000&#8243; show_cart_icon=&#8221;off&#8221; show_search_icon=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; menu_text_color=&#8221;#FFFFFF&#8221; menu_font_size=&#8221;20px&#8221; background_enable_color=&#8221;off&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22%93}&#8221; menu_text_color__hover_enabled=&#8221;on|hover&#8221; menu_text_color__hover=&#8221;#C5310D&#8221;][\/et_pb_menu][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Austin Mortgage Banking Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;26804b1d-4446-421e-9513-c592e06990d9&#8243; title_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;2026 Board of Directors&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;14c2beb3-bd5a-45cf-97a4-d9846a462ae5&#8243; title_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;549288d7-52ae-4846-b2c2-b13fe8749ad9&#8243; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The <strong data-start=\"308\" data-end=\"347\">Austin Mortgage Bankers Association<\/strong> is guided by a volunteer board of directors made up of experienced professionals from across the mortgage and real estate finance industry. Together, they bring a shared commitment to advancing ethical lending, professional development, and community engagement in the Austin market.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/AMBA-updated-logo-transparent-background_rev2.png&#8221; title_text=&#8221;AMBA&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kendra Eakins&#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/kendra_eakins.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/kendra_eakins.jpg&#8221; custom_padding=&#8221;10%|10%|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221;]<\/p>\n<p><span>2026 President<\/span><br \/><span>Newfi Lending<br \/><a href=\"http:\/\/www.newfi.com\">www.newfi.com<\/a><br \/>512-782-8177<br \/><a href=\"mailto:keakins@newfi.com\">keakins@newfi.com<\/a><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;George Light&#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2026\/01\/Board_George_light.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2026\/01\/Board_George_light.jpg&#8221; custom_padding=&#8221;10%|10%|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221; background_image__hover=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2026\/01\/Board_George_light.jpg&#8221; background_enable_image__hover=&#8221;on&#8221;]<\/p>\n<p><span>Vice President<br \/><\/span><span><\/span>Bank of Texas<br \/><span><a href=\"https:\/\/www.BankofTexas.com\" target=\"_blank\" rel=\"noopener\">www.BankofTexas.com<\/a><br \/>512.527.6805<br \/><\/span><a href=\"mailto:glight@bankoftexas.com\">glight@bankoftexas.com<\/a><span><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Terrie Doggett &#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2026\/01\/Board_Terrie_Doggett.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2026\/01\/Board_Terrie_Doggett.jpg&#8221; custom_padding=&#8221;10%|10%|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221; background_enable_image__hover=&#8221;off&#8221;]<\/p>\n<p><span>Vice President<\/span><br \/>UFCU Mortgage Services<span><br \/><a href=\"https:\/\/www.ufcu.org\" target=\"_blank\" rel=\"noopener\">www.ufcu.org<\/a><br \/>512-997-4670<br \/><a href=\"mailto:TDoggett@ufcu.org\" target=\"_blank\" rel=\"noopener\">TDoggett@ufcu.org<\/a><br \/><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Ian Dance&#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/ian_dance1.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/ian_dance2.jpg&#8221; custom_padding=&#8221;10%|10%|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221;]<\/p>\n<p><span>2025 Treasury<\/span><br \/><span>Frost Bank<br \/><a href=\"http:\/\/www.frostbank.com\">www.frostbank.com<\/a><br \/>512-431-5339<br \/><a href=\"mailto:ian.dance@frostbank.com\">ian.dance@frostbank.com<\/a><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Beverly Kerbow&#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Beverly_Kerbow.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Beverly_Kerbow.jpg&#8221; custom_padding=&#8221;10%|10%|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221;]<\/p>\n<p><span>2025 Secretary<\/span><br \/><span>National Mortgage Insurance Co.<br \/><\/span><span><a href=\"http:\/\/www.nationalmi.com\">www.nationalmi.com<\/a><br \/>512-663-3579<br \/><a href=\"mailto:Beverly.Kerbow@nationalmi.com\">Beverly.Kerbow@nationalmi.com<\/a><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kate Couture&#8221; image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/11\/Board_Kate_Couture2.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;578a2cee-0124-442d-a360-2cc2b5ac64bc&#8221; body_text_align=&#8221;left&#8221; body_font_size=&#8221;16px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; background_image=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/11\/Board_Kate_Couture.jpg&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;10%|10px|10px|10px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22box_shadow_color%22%93}&#8221; background_color__hover=&#8221;#000000&#8243; background_enable_color__hover=&#8221;on&#8221;]<\/p>\n<p><span>2025 PRESIDENT<\/span><br \/><span>Mission Mortgage<br \/><a href=\"http:\/\/www.missionmortgage.com\">www.missionmortgage.com<\/a><br \/>512-864-5098<br \/><a href=\"mailto:KCouture@missionmortgage.com\">KCouture@missionmortgage.com<\/a><br \/><\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row module_id=&#8221;Chairs&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; 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_builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;10&#8243; mobile_menu_bg_color=&#8221;#000000&#8243; show_cart_icon=&#8221;off&#8221; show_search_icon=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; menu_text_color=&#8221;#FFFFFF&#8221; menu_font_size=&#8221;20px&#8221; background_enable_color=&#8221;off&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22%93}&#8221; menu_text_color__hover_enabled=&#8221;on|hover&#8221; menu_text_color__hover=&#8221;#878787&#8243;][\/et_pb_menu][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Austin Mortgage Banking Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;26804b1d-4446-421e-9513-c592e06990d9&#8243; title_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;2026 Committees &#038; Chairs&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;14c2beb3-bd5a-45cf-97a4-d9846a462ae5&#8243; title_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;549288d7-52ae-4846-b2c2-b13fe8749ad9&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Committees are the heartbeat of the Austin Mortgage Bankers Association. Each committee is led by a dedicated chair who helps guide key initiatives \u2014 from education and membership to events, community outreach, and advocacy. <\/p>\n<p>By participating in a committee, members have the opportunity to shape the direction of the organization, build meaningful industry relationships, and make a lasting impact on Austin\u2019s mortgage community.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/AMBA-updated-logo-transparent-background_rev2.png&#8221; title_text=&#8221;AMBA updated logo transparent background_rev2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;50px&#8221; custom_padding=&#8221;6px||0px|||&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Education&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Jessie Rueckel<br \/>Karen Elliot<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Membership and Growth&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Tara Rock<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Tech\/Social Media&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">John McCully<br \/>Brittany Ivins<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Community Outreach&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Terry Council<br \/>Justin Lawhorn<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;77.6px&#8221; custom_padding=&#8221;33px||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; 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_module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Angela Bujonch<br \/>George Light<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Legislation&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Beverly Kerbow<br \/>Robin Hart<br \/>Angela Bujnoch<\/p>\n<p class=\"css-13brihr\">[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Strategic Partners&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h6&#8243; title_font=&#8221;|600|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;18px&#8221; title_font_size_tablet=&#8221;18px&#8221; title_font_size_phone=&#8221;18px&#8221; title_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Brian Reese<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||4px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; 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use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#000000 0%|#002665 14%&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#000000&#8243; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;10&#8243; mobile_menu_bg_color=&#8221;#000000&#8243; show_cart_icon=&#8221;off&#8221; show_search_icon=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; menu_text_color=&#8221;#FFFFFF&#8221; menu_font_size=&#8221;20px&#8221; background_enable_color=&#8221;off&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22%93}&#8221; menu_text_color__hover_enabled=&#8221;on|hover&#8221; menu_text_color__hover=&#8221;#C5310D&#8221;][\/et_pb_menu][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Austin Mortgage Banking Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;26804b1d-4446-421e-9513-c592e06990d9&#8243; title_text_color=&#8221;#88C4DD&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Past Presidents&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;14c2beb3-bd5a-45cf-97a4-d9846a462ae5&#8243; title_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||12px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;549288d7-52ae-4846-b2c2-b13fe8749ad9&#8243; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The <strong data-start=\"132\" data-end=\"171\">Austin Mortgage Bankers Association<\/strong> extends sincere gratitude to our past presidents for their vision, leadership, and dedication. Each has played a vital role in shaping the direction of our organization, strengthening our community, and advancing professionalism within the mortgage industry. Their commitment and service continue to inspire the work we do today and set the standard for the leaders who follow.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2025&#8243; position=&#8221;Kate Couture&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/11\/Board_Kate_Couture.jpg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2024&#8243; position=&#8221;Angela Bujnoch&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/tyQCEDRMxrTidSR6P.jpeg&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2023&#8243; position=&#8221;Michelle Goldberg&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Michelle_Goldberg.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2022&#8243; position=&#8221;Jim Sikes&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Jim-Sikes.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2021&#8243; position=&#8221;Mike Carroll Jr.&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Mike-Carroll-Jr.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2020&#8243; position=&#8221;Natalie Jack Penland&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Natalie-Jack-Penland.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2018 &#8211; 2019&#8243; position=&#8221;Kathy Thomas&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Kathy-Thomas.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2016&#8243; position=&#8221;Karen Elliott&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Karen-Elliott.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2015&#8243; position=&#8221;Kristin Clardy Martin&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Kristin-Clardy-Martin.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2014&#8243; position=&#8221;Vinnie Magnarini&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Vinnie-Magnarini.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2013<br \/><span>Michael Scott<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2012<br \/><span>Kenton Brown \/ Michael Scott<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2011<br \/><span>Mike Carroll<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2010<br \/><span>Doug Scott<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2009<br \/><span>Eddie Rinehart<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2008<br \/><span>Bernie Bernfield<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;none&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;2007&#8243; position=&#8221;Steve Builta&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Steve-Builta.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; body_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2006<br \/><span>Sarah Bass<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2005<br \/><span>Scott Norman<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>2004<\/span><br \/><span>C. David Reed<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>2003<\/span><br \/><span>Mike Wueste<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2002<br \/><span>Sandy Burton<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>2000-2001<br \/><span>Julie Gross<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1999<\/span><br \/><span>Doug Beaty<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1998<\/span><br \/><span>Sandy Burton<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>1997<br \/><span>Carla England<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>1996<br \/><span>Pat Flanary<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1995<\/span><br \/><span>Sandy Burton<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1994<\/span><br \/><span>Mike Cannatti<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>1993<br \/><span>Nesha Hallderman<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6>1991<br \/><span>Oleta Wendt<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1990<\/span><br \/><span>Mike Cannatti\u00a0<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;36px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;17px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1989<\/span><br \/><span>Kristin Carroll<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;1987-1988&#8243; position=&#8221;Bob Ward&#8221; image_url=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/Bob-Ward.png&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; position_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1986<\/span><br \/><span>Scotty Wilson<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_6_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6><span>1980<\/span><br \/><span>Harold Coates<\/span><\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; 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_module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#edebe9 0%|#ffffff 52%&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;||0px|50px|false|false&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#D6D6D6&#8243; border_color_bottom=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-cf870a03-80a6-4d88-85c2-0a445fd22166%22:%91%22background_color%22%93}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Austin Mortgage Banking Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;26804b1d-4446-421e-9513-c592e06990d9&#8243; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Austin Mortgage Banking Association By-Laws&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;14c2beb3-bd5a-45cf-97a4-d9846a462ae5&#8243; title_text_color=&#8221;#0C71C3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;549288d7-52ae-4846-b2c2-b13fe8749ad9&#8243; text_text_color=&#8221;#000000&#8243; custom_padding=&#8221;||25px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The <strong data-start=\"122\" data-end=\"132\">bylaws<\/strong> of the Austin Mortgage Bankers Association serve as the framework for how our organization operates. They define the structure of our leadership, outline membership rights and responsibilities, and establish the rules that ensure transparency, accountability, and fairness in all decision-making. These bylaws help maintain consistency as AMBA grows, guiding our mission to support integrity, education, and professionalism within the mortgage industry.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/AMBA-updated-logo-transparent-background2.png&#8221; title_text=&#8221;AMBA updated logo transparent background2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;1px||18px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|50px||50px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;25px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"css-13brihr\">ARTICLE I<\/h4>\n<p class=\"css-13brihr\">Austin Mortgage Bankers Association is a 501(c)(6) entity<\/p>\n<h4 class=\"css-13brihr\">ARTICLE II<\/h4>\n<h5 class=\"css-13brihr\">Purpose<\/h5>\n<p class=\"css-13brihr\">The purpose of this Association shall be:<\/p>\n<p><b>Section 1.\u00a0<\/b><span style=\"font-weight: 400;\">To preserve and promote the welfare of the mortgage banking industry in Austin, Texas and the surrounding communities.<\/span><\/p>\n<p><b>Section 2.\u00a0<\/b><span style=\"font-weight: 400;\">To encourage sound and ethical business practices among its members;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Section 3. To acquire and disseminate correct and current information on pending legislation, rules and regulations, and other relevant information affecting the real estate and mortgage business;<\/span><\/p>\n<p><b>Section 4.\u00a0<\/b><span style=\"font-weight: 400;\">To sponsor and\/or conduct meetings and programs of interest to the Association and provide a platform from which the members of this Association can express their views on practices, legislation, regulations and the real estate market as it pertains to finance the industry;<\/span><\/p>\n<p><b>Section 5.<\/b><span style=\"font-weight: 400;\">\u00a0To afford the opportunity for those engaged in the mortgage banking industry to secure the benefit of personal acquaintance;<\/span><\/p>\n<p><b>Section 6.<\/b><span style=\"font-weight: 400;\">\u00a0To cooperate with all public and private agencies in all matters relating to sound mortgage banking.<\/span><\/p>\n<p><b>Section 7.\u00a0<\/b><span style=\"font-weight: 400;\">To engage in philanthropic activities in the greater Austin, Tx. area.<\/span><\/p>\n<h4 class=\"css-13brihr\">ARTICLE III<\/h4>\n<h5 class=\"css-13brihr\">Membership<\/h5>\n<p><span style=\"font-weight: 400;\"><strong>Section 1.<\/strong> Membership shall consist of any individual whose dues are current.and are engaged in one or more fields of mortgage banking\/real estate related industries in Texas. Dues are paid on an individual basis and run for a calendar year from date of dues payment.<\/span><\/p>\n<p><b>Section 2. Application and approval for membership.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Applicants for membership shall furnish information in the form prescribed by the Board of Directors. Members shall become active upon acceptance of the Membership Application, and receipt of annual dues.<\/span><\/p>\n<p><b>Section 3. Voting.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Each Member in good standing has one vote on each matter that comes up for a vote at any non board meeting of the association.<\/span><\/p>\n<p><b>Section 4. Termination of Membership.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Any membership may be terminated, not renewed, or suspended by the Board of Directors at any board meeting , for due cause satisfactory to the Board, upon two-thirds vote of the entire Board of Directors. A member must recuse themselves from the vote if they are a board member.<\/span><\/p>\n<h4 class=\"css-13brihr\">ARTICLE IV<\/h4>\n<h5>Dues<\/h5>\n<p><strong>Section 1.<\/strong>\u00a0The Board of Directors shall be empowered to set and collect annual dues for membership. The Board of Directors shall also be empowered to set the rules for termination or suspension for failure to pay dues.<\/p>\n<h4 class=\"css-13brihr\">ARTICLE V<\/h4>\n<h4 class=\"css-13brihr\">Board of Directors<\/h4>\n<p><b>Section 1.<\/b><span style=\"font-weight: 400;\">\u00a0The affairs of the Association shall be managed by a Board of Directors. There are no limits to Director appointees and should be an odd number. The President shall act as the Director. Such Board of Directors shall be comprised as follows:<\/span><\/p>\n<p><b>President<\/b><\/p>\n<p><b>Immediate Past President<\/b><\/p>\n<p><b>Vice President 1<\/b><\/p>\n<p><b>Vice President 2<\/b><\/p>\n<p><b>Treasurer<\/b><\/p>\n<p><b>Secretary<\/b><\/p>\n<p><b>Directors<\/b><\/p>\n<p><b>Section 2.\u00a0<\/b><span style=\"font-weight: 400;\">The Board of Directors may fill any vacancy among their number by a vote of the majority of those present at a regular meeting of such Board. The person so elected shall hold office only until the next annual meeting, after which time they or their elected successor shall hold office as a member of the Board only for the unexpired term of their predecessor.<\/span><\/p>\n<p><b>Section 3<\/b><span style=\"font-weight: 400;\">. The President of the Association shall preside at meetings of the Board of Directors. Such meetings shall be called at a time and place designated by the President, but not less than once each fiscal year. Reasonable notice of such a meeting shall be given to each member of the Board and a majority of the members of the Board shall constitute a quorum.<\/span><\/p>\n<p><b>Section 4<\/b><span style=\"font-weight: 400;\">. The Board of Directors shall have the duty and power to control and manage all affairs of the Association; shall approve all contracts and purchases; and do any and all business necessary for the Association to carry out the objects and purposes of the Association as set forth in its Articles of Incorporation.<\/span><\/p>\n<h4 class=\"css-13brihr\">ARTICLE VI<\/h4>\n<h5 class=\"css-13brihr\">Officers<\/h5>\n<p><b>Section 1: Board Composition- Executive Committee and Directors<\/b><\/p>\n<ul>\n<li aria-level=\"1\">The Board of Directors\u00a0will consist of the Executive Committee and Directors which are Committee Chairs.<\/li>\n<li aria-level=\"1\">Executive Committee:\u00a0President, Vice President 1, Vice President 2, Past President, Secretary, and Treasurer\n<ul>\n<li aria-level=\"1\">Executive Ladder consisting of a four-year commitment in the following progression:\u00a0 Vice President 2 \u2192 Vice President 1 \u2192 President \u2192 Past President<\/li>\n<li aria-level=\"1\">The positions of Treasurer and Secretary will not be part of the Executive Ladder<\/li>\n<\/ul>\n<\/li>\n<li aria-level=\"1\">Lender\/Vendor Representation Requirement- Of the total board positions, A minimum of 51% must be held by lenders and No more than 49% may be held by vendors\/affiliates.\n<ul>\n<li aria-level=\"1\">Exception: If no eligible lender candidate is available to fill a required position, the board may approve an exception to allow an additional vendor representative.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"css-13brihr\"><b>Section 2<\/b><span style=\"font-weight: 400;\">. <strong>President Powers and Duties.<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The President shall Plan and Schedule all Monthly meetings and Social Events. They shall preside at all meetings of the Association and Board of Directors. They shall be an ex-officio member of all committees. They shall enforce By-Laws; appoint the Chairman of all committees; and they shall, with the Treasurer, sign all written contracts and obligations of the Association approved by the Board of Directors.<\/span><\/p>\n<p><b>Section 3. Vice President 1 Powers and Duties.<\/b><\/p>\n<p>The Vice President 1 performs duties as assigned by the President.\u00a0 In case of the temporary absence or inability of the President, the Vice President 1 shall perform the duties of the President, until such time as the office shall have been permanently filled in accordance with these By-Laws. The Vice President 1 will be the President-Elect for the Association upon election. In the event that the President nor the Vice President 1 or Vice President 2 shall be able to act, the Board of Directors shall have the power to appoint one of its members to act as President Pro Tempore.<\/p>\n<p class=\"css-13brihr\"><b>Section 4. Vice President 2 Powers and Duties.<\/b><\/p>\n<p>The Vice President 2 performs duties as assigned by the President.\u00a0 In case of the temporary absence or inability of the Vice President 1, the Vice President 2 shall perform the duties of the Vice President 1, until such time as the office shall have been permanently filled in accordance with these By-Laws.<\/p>\n<p class=\"css-13brihr\"><b>Section 5<\/b><span style=\"font-weight: 400;\">. <strong>Treasurer Powers and Duties.<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Treasurer shall receive and disburse all monies of the Association and shall deposit all monies in the name of the Association in a bank or trust company to be selected by the Board of Directors. Treasurer will present a financial report each month at the Board of Directors meeting. This will include in, out, outstanding, and balance.<\/span><\/p>\n<p class=\"css-13brihr\"><b>Section 5.<\/b><span style=\"font-weight: 400;\">\u00a0<strong>Secretary<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Secretary shall record the minutes of all meetings of the Board of Directors and the Association, give notice of all meetings of the Association, maintain an accurate list of the membership of the Association, and perform such other duties as may be assigned by the President of the Board of Directors.<\/span><\/p>\n<p class=\"css-13brihr\"><b>Section 6<\/b><span style=\"font-weight: 400;\">. <strong>Removal of Officers.<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Any officer, elected or appointed, may be suspended or terminated by a vote of two-thirds of the Board of Directors if they determine it is in the best interest of the Association.<\/span><\/p>\n<p class=\"css-13brihr\"><b>Section 7<\/b><span style=\"font-weight: 400;\">. <strong>Committees<\/strong><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Committee nominations are at the discretion of the President and may be formed as needed or requested. Policies and Procedures should be maintained and stored with accessibility for all committees.<\/span><\/p>\n<h4 class=\"css-13brihr\">ARTICLE VII<\/h4>\n<h5><b>Annual Election and Term of Office<\/b><\/h5>\n<p><b>Section 1<\/b><span style=\"font-weight: 400;\">. The Incoming President shall retain all powers to accept the slate of nominations in accordance with the positions set forth in Article VI, Section 1 of the By-Laws.<\/span><\/p>\n<p><b>Section 2<\/b><span style=\"font-weight: 400;\">. Each year, prior to the designated 4Q meeting:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0A Nominating Committee shall be formed in 3rd Quarter. It will be chaired by Outgoing Pres, the Vice President and a minimum of 3 other members of the association.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0The membership shall be advised in advance of open board positions and allowed an opportunity to nominate themselves or others.<\/span><\/li>\n<\/ol>\n<p><b>Section 3. <\/b>At a designated meeting, to be held in 4th Quarter, members shall vote for Treasurer,\u00a0 , and Vice President 2. The Vice President 1 will become the President at the end of the one year term as Vice President 1.\u00a0 Vice President 2 shall become Vice President 1.\u00a0 The election can be held in any format.<\/p>\n<p><b>Section 4<\/b><span style=\"font-weight: 400;\">: Board of Directors term shall be from Jan 1- Dec 31.<\/span><\/p>\n<h5 class=\"css-13brihr\">ARTICLE VIII<br \/>Meetings<\/h5>\n<p><b>Section 1<\/b><span style=\"font-weight: 400;\">. The meetings of the Association shall be held at such time and place as may be designated by the President.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<h4 class=\"css-13brihr\">ARTICLE IX<\/h4>\n<h5 class=\"css-13brihr\">Amendments<\/h5>\n<p><b>Section 1<\/b><span style=\"font-weight: 400;\">. These By-Laws may be amended or repealed in whole or in part by the Board of Directors at any time.\u00a0 Notification should be given when a meeting will be used for that special purpose.<\/span><\/p>\n<h4 class=\"css-13brihr\">ARTICLE X<\/h4>\n<h5 class=\"css-13brihr\">Parliamentary Authority<\/h5>\n<p><span style=\"font-weight: 400;\">The conduct of the affairs of the Association shall be governed by the procedures and rules of orders as set forth in Robert&#8217;s Rules of Order, Revised.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<h4 class=\"css-13brihr\">ARTICLE XI<\/h4>\n<h5>Dissolution of Organization<\/h5>\n<p><span style=\"font-weight: 400;\">Upon the dissolution of the corporation, assets shall be distributed for one or more exempt purposes within the meaning of 501(c)(6) of the Internal Revenue Code, or the corresponding section of any future federal tax code, or shall be distributed to the federal government, or to a state or local government, for a public purpose. Any such assets not so disposed of shall be disposed of by a Court of Competent Jurisdiction of the county in which the principal office<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<h4>ARTICLE XII<\/h4>\n<h5><strong>Kenton Brown Distinguished Service Award<\/strong><\/h5>\n<p><span style=\"font-weight: 400;\">An annual award presented in recognition of exceptional and outstanding service to the Austin Mortgage <\/span><span style=\"font-weight: 400;\">Bankers Association and the mortgage banking industry. It is recommended that at least 30 days before the AMBA\/Brown Distinguished Service Award (KBSA) is presented, the current or acting AMBA President will:<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<p><b>Section 1.<\/b><span style=\"font-weight: 400;\">\u00a0Send members nomination forms that list the nominee\u2019s suitability for the award. The recipient of the KBSA shall be a current or former member of AMBA who has, at least, five years of consecutive and distinguished service to the AMBA and be a person of personal and professional integrity and high standards who has made extraordinary contributions of time, judgment and talent to the mission and purposes AMBA and has brought credit to the AMBA by the person\u2019s work, actions and accomplishments.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<p><b>Section 2.<\/b><span style=\"font-weight: 400;\">\u00a0Finalists will be voted on by the membership in November.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<p><b>Section 3<\/b><span style=\"font-weight: 400;\">. Award will be given at a time deemed appropriate by the board.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<p><span style=\"font-weight: 400;\">3(c). There is no requirement that the KBSA be awarded in any given term.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<h4>Article XIII<\/h4>\n<p><span style=\"font-weight: 400;\">\u201cRESOLVED that the Austin Mortgage Bankers Association become a Local Affiliate Member of <\/span><span style=\"font-weight: 400;\">the Texas Mortgage Bankers Association. The Current President of the Local affiliation, or a member appointed by the President, is hereby designated as the representative.<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<h4 class=\"css-13brihr\"><\/h4>\n<p><span style=\"font-weight: 400;\">RESOLVED that the Austin Mortgage Bankers Association as a Local Affiliate Member of <\/span><span style=\"font-weight: 400;\">the Texas Mortgage Bankers Association pledges to support the policies and purposes of the Texas <\/span><span style=\"font-weight: 400;\">Mortgage Bankers Association;<br \/><\/span><span style=\"font-weight: 400;\">FURTHER RESOLVED, that the designated representative of Austin Mortgage Bankers <\/span><span style=\"font-weight: 400;\">Association shall be obligated to attend the general membership meetings of the Texas Mortgage <\/span><span style=\"font-weight: 400;\">Bankers Association, and if elected as an Advisory Director, shall be obligated to attend the Board of <\/span><span style=\"font-weight: 400;\">Director Meetings of the Texas Mortgage Bankers Association; and <\/span><span style=\"font-weight: 400;\">FURTHER RESOLVED that the Austin Mortgage Bankers Association shall pay, to the extent funds are available, the reasonable and necessary expenses for the designated representative to fulfill<\/span><\/p>\n<h4 class=\"css-13brihr\"><\/h4>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_id=&#8221;Code&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; height=&#8221;160px&#8221; max_height=&#8221;160px&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider divider_position=&#8221;bottom&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||135px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; 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use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#edebe9 0%|#ffffff 19%&#8221; border_color_all=&#8221;#000000&#8243; border_width_top=&#8221;0px&#8221; border_width_bottom=&#8221;0px&#8221; global_colors_info=&#8221;{%22gcid-f46b1a4b-f9e0-4459-adf1-a626d0a68b72%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu menu_id=&#8221;10&#8243; active_link_color=&#8221;#0C71C3&#8243; mobile_menu_bg_color=&#8221;#000000&#8243; show_cart_icon=&#8221;off&#8221; show_search_icon=&#8221;off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; menu_text_color=&#8221;#0C71C3&#8243; menu_font_size=&#8221;20px&#8221; background_enable_color=&#8221;off&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22active_link_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22,%22dropdown_menu_active_link_color%22,%22dropdown_menu_line_color%22%93}&#8221; menu_text_color__hover_enabled=&#8221;on|hover&#8221; menu_text_color__hover=&#8221;#C5310D&#8221;][\/et_pb_menu][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;1px||6px|50px|false|false&#8221; global_colors_info=&#8221;{%22gcid-cf870a03-80a6-4d88-85c2-0a445fd22166%22:%91%22background_color%22%93}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#878787&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Austin Mortgage Banking Association&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;26804b1d-4446-421e-9513-c592e06990d9&#8243; title_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Austin Mortgage Banking Association Code of Ethics&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;14c2beb3-bd5a-45cf-97a4-d9846a462ae5&#8243; title_text_color=&#8221;gcid-secondary-color&#8221; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22title_text_color%22%93}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,1_5,1_5&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;0px||12px|50px|false|false&#8221; border_color_bottom=&#8221;gcid-18c96bb7-a4eb-4d7e-bd62-f934270ac7b2&#8243; global_colors_info=&#8221;{%22gcid-cf870a03-80a6-4d88-85c2-0a445fd22166%22:%91%22background_color%22%93,%22gcid-18c96bb7-a4eb-4d7e-bd62-f934270ac7b2%22:%91%22border_color_bottom%22%93}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;549288d7-52ae-4846-b2c2-b13fe8749ad9&#8243; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p data-start=\"146\" data-end=\"729\">The <strong data-start=\"150\" data-end=\"189\">Austin Mortgage Bankers Association<\/strong> is committed to upholding the highest standards of integrity, professionalism, and ethical conduct in all aspects of mortgage lending. Our members pledge to act honestly, fairly, and transparently with clients, colleagues, and the public. We promote responsible lending practices, respect for confidentiality, and compliance with all applicable laws and regulations.<\/p>\n<p data-start=\"146\" data-end=\"729\">By adhering to this Code of Ethics, AMBA members help build trust, strengthen our industry\u2019s reputation, and protect the financial well-being of the communities we serve.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/cropped-site_icon.png&#8221; title_text=&#8221;cropped-site_icon.png&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Our Code of Ethics<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"css-13brihr\">Whereas, the members of the Austin Mortgage Bankers Association are mindful that the soundness, usefulness, prosperity and future of mortgage lending depend upon the honor, integrity, and fidelity of all personnel engaged in this business. Therefore, be it resolved that each member of this Association pledges to observe and maintain the following standards of conduct in dealing with the public and with other members.<\/p>\n<p class=\"css-13brihr\">Members shall conduct their business in a professional manner, ensuring that their personnel are knowledgeable in the areas of mortgage lending in which they participate and are acting in compliance with sound industry practices.<\/p>\n<p class=\"css-13brihr\">Members shall act in conformity with applicable law and regulations and shall cooperate in every appropriate way with all governmental bodies in the interest of establishing and maintaining an efficient and fair framework for mortgage credit.<\/p>\n<p class=\"css-13brihr\">Members shall accord oral agreements the same sanctity given to written agreements.<\/p>\n<p class=\"css-13brihr\">Members shall not breach or avoid an agreement or commitment.<\/p>\n<p class=\"css-13brihr\">Members shall conduct their business without regard to race, creed, color, sex, marital status, familial status, religion, national origin, age, or handicap of the persons with whom they deal.<\/p>\n<p class=\"css-13brihr\">Members shall preserve the integrity of all parts of a loan submission and appraisal report and make full disclosure of all pertinent facts including any interest they may have in the loan project or property.<\/p>\n<p class=\"css-13brihr\">Members shall not quote to a prospective borrower interest rates or other loan terms which are not likely of realization.<\/p>\n<p class=\"css-13brihr\">Members shall make all reasonable efforts to process loan applications and advise applicants of approval or disapproval promptly and to close and disburse in a timely manner.<\/p>\n<p class=\"css-13brihr\">[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;1px||18px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 0%|rgba(250, 249, 249, 1) 72%|#edebe9 100%&#8221; width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; height=&#8221;160px&#8221; max_height=&#8221;160px&#8221; custom_padding=&#8221;0px|||||&#8221; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#D6D6D6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider divider_position=&#8221;bottom&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||135px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/atx-mba.com\/wp-content\/uploads\/2025\/10\/cropped-site_icon-150&#215;150.png&#8221; title_text=&#8221;cropped-site_icon.png&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider divider_position=&#8221;bottom&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||135px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Austin Mortgage Bankers Association (AMBA) is a non-profit, professional trade organization dedicated to advancing the mortgage banking industry throughout Austin and Central Texas. What We Do AMBA provides members with access to: Education &amp; Training \u2013 Timely programs and workshops on mortgage lending, compliance, and market trends. Networking Opportunities \u2013 Events that connect professionals [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-149","page","type-page","status-publish","hentry"],"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/atx-mba.com\/index.php?rest_route=\/wp\/v2\/pages\/149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atx-mba.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/atx-mba.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/atx-mba.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/atx-mba.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=149"}],"version-history":[{"count":0,"href":"https:\/\/atx-mba.com\/index.php?rest_route=\/wp\/v2\/pages\/149\/revisions"}],"wp:attachment":[{"href":"https:\/\/atx-mba.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}